Simple solution to tax credit problem.
Pay every citizen £15,000 a year in unconditional basic income. (If you want more, go out and earn extra)
Pay for it by
Raising Inheritance tax to 100%
Nobody gets an inheritance.
But if every citizen receives an unconditional basic income, nobody needs an inheritance anyway.
And the dead can’t take it with them.
Everybody is born out of poverty with an income of £15,000 every year instead.
Everybody is free to follow their aspirations and contribute those aspirations to society.
And if you think giving people free money as an unconditional basic income is wrong, or makes people lazy?
So does giving someone an inheritance doesn’t it?